Speaking of commercials, how about the one from Progressive Insurance where the guy keeps getting wedgies? Poor fellow can't go anywhere without someone grabbing his jockys and hanging him out to dry. Then they ask, "Is this what it feels like to not have car insurance?" I don't know about that but I do know that's how it feels when you are dumb enough to tuck your shirttail inside your tidy whites. I mean, like who does that???
ADDENDUM: I may have miss spoke here. It may be Safe Auto rather than Progressive. Hardly matters, I'm not willing to pay for their add campaign. Rule of thumb--anything that is heavily advertised on TV is best when left on the shelf.